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Auto Loans & Vehicle Finance Center

Car Loans in Houston

Land Rover Houston Central Finance & Insurance

 

Land Rover Houston prides itself on having one of the countries premier Finance & Insurance Departments in the country.  Along with a dedicated licensed professional staff, Land Rover Houston Central currently has over twenty prime to near prime lending partners and several sub-prime lending partners to ensure that we can offer our valued clients the very best in automotive financing no matter what their needs.  

 

Value added programs to protect your car against mechanical failure are available to match your driving habits as are programs to keep your automobile beautiful year after year.    

 

Land Rover Houston offers Polystar 3000 Advanced Windshield Protection.  This product bonds to your windshield on a molecular level and when applied has the ability to deflect propelled small rocks or stones chips without harming the surface of the glass.  So don?t forget to ask about the program as nothing is more unsightly and depreciates your automobile quicker than a broken windshield. 

 

Land Rover Houston also offers the industries most advanced tire & wheel road hazard on the market.  R.O.A.D. InTire is a comprehensive tire and wheel program that covers your vehicle against road hazards such as metal, nails, potholes, glass and debris.  Coverage is not pro-rated and is less expensive than traditional road hazard coverage.  As a bonus the program also offers roadside service 24 hours a day, 365 days a year for tire and wheel related emergencies.  

 

Have adolescent or pre-teen children that keep you and your automobile busy?  Have the family pet that you don?t leave home without?  Not to worry Land Rover Houston has a program for that as well.  Protect the interior and exterior of your automobile with our most popular program, Touch of Class.  The Touch of Class Premium Protection Package seals and protects your automobile?s exterior against weather induced fading, loss of gloss, hard water etching, industrial fallout, bird waste, acid rain, tree sap, oxidation and even accidental paint overspray!  Food and drink stains are a thing of the past with the Touch of Class Premium Protection Program as are oil based stains, fading, cracking, chewing gum, ink & dyes, lipsticks and makeup, crayons, urine and vomit, pet stains, and believe it or not blood!  If you have pets or kids never worry about those pesky stains ruining the leather or carpet in your fine automobile again. 


Lease vs. Buy

Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your Houston car loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.

Learn from our trained finance staff about financing your next vehicle.

We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you!

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Contact Information

Contact Information

Land Rover Houston

7019 Old Katy Road

Houston, TX 77024
sales Sales:
800-458-6579
phone2 Service:
800-254-4907
phone3 Parts:
800-249-1183

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.